Today, I am sharing my guest essay which was published yesterday in NJ.com. The essay focuses on the challenges that small businesses face when purchasing health benefits insurance for their employees. The state’s Small Employer Health Insurance market needs to be modernized and strengthened to preserve it. Time is of the essence, as plan design for 2024 starts now. The link is below. I hope you read it and share it with others who want to ensure that small businesses are guaranteed a place to buy health insurance for their employees.